A hidden form of financial abuse
Unlike scams carried out by strangers, pressure to hand over money can also come from people the victim trusts - like children, grandchildren, or other close relatives. Because of that, many victims do not realise they are being abused.
Support organisations say calls about inheritance-related pressure have increased in recent years. In many cases, the older person feels guilty or responsible for helping family members who are struggling with mortgages, rent, or debt, especially as the cost of living continues to take its toll. When money is tight, families may start to see inheritance not as a future gift but as something they need right now. There are also concerns that vulnerable people are signing away their inheritance when they lack mental capacity to understand what they are agreeing to. Worse still is when attorneys sometimes make gifts to themselves or others beyond the scope of their authority in a Lasting Power of Attorney.
Housing costs driving the pressure
For some families, inheritance now feels like the only realistic way to afford a home. This has led to what some experts call “inheritance impatience,” where relatives push older family members to release money early, change their wills, or help with deposits.
Not every request for financial help is abusive. Many families support each other willingly. The problem arises when the older person feels they have no choice, or when the requests become persistent, aggressive, or manipulative.
How people can protect themselves
Experts recommend having open conversations about money and inheritance before problems arise. Clear wills, written agreements, and professional advice can help prevent misunderstandings later.
Older people are also encouraged to seek independent legal or financial advice before making large gifts or changing their wills. Having a neutral professional involved can make it easier to say no when requests feel uncomfortable.
Most importantly, specialists stress that inheritance should always remain the choice of the person who owns the money. Family expectations, financial stress, or emotional pressure should never take that control away.
As the cost-of-living crisis continues, disputes over inheritance may become more common. But with honest communication, clear planning and the right support, families can avoid letting money damage the relationships that matter most.
For more information, contact the Private Client team at Downs Solicitors.
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