Later-life divorce - why pensions matter
Jan 2026
Divorce later in life can have serious and lasting financial consequences. Not least because you've probably secured significant financial assets, like property, but in so-called “silver divorces” it is pensions that are often among the most valuable assets. A pension is a life's worth of savings, built up during a long marriage, yet they are frequently overlooked in favour of the family home or immediate more liquid capital - and the issue can disproportionately affect women in particular.
Divorce “myths” – dispelled
Jan 2026
‘Tis the season, not for mulled wine and mince pies, but for separations and divorce.
Monday 5th January 2026 was “Divorce Day in the UK"
So called because it is supposed to be the day when law firms see the highest number of divorce-related enquiries as people seek a fresh start for the New Year. If you are someone considering a divorce then you are not alone and if you are at the start of the process, it can feel overwhelming.
Tis’ the season for proposals - and prenups
Dec 2025
It’s 5th December and while the 5th day of Christmas brought 5 gold rings, if you are thinking of popping the question during the festivities, it might also be well worth considering a prenup. It may sound surprising, but prenups in the UK are becoming an increasingly relevant consideration for couples who want to protect their assets and plan for the future.
September separation? Don’t stay afraid
Sep 2025
Separations are common at this time of the year, as fraying couples spend long summers together and then decide enough is enough when the kids go back to school. It’s a big decision in itself, but if there are further complications, it can take even more confidence to make the leap
Separation and divorce – is there such a thing as “winning”?
Jul 2025
Whether you have been through it or know someone who has, you have probably heard that divorce is all about maximising your position to make sure you can come out on top – but is it really about “winning”?
Try not to fall out completely during your divorce
Jun 2025
If you’re going through a separation, divorce, or even just thinking about leaving a relationship, chances are there has been some kind of conflict or difficult emotions. However, if you can keep things amicable, you can save yourself a lot of hurt feeling – and it can make your separation easier and more cost effective.
Think a prenup isn’t worth the paper it’s written on? You might want to read this
Jan 2025
Prenups are often considered legally “flimsy” because they are not automatically enforceable in England and Wales in the event of a marriage breakdown. However, prenups have gained significant recognition in recent years - and a recent case revealed how it can be quite difficult to annul a prenup.
Is the Cost of Living Crisis making Divorce feel out of Reach?
Jan 2025
Monday 6th January, often referred to as “Divorce Day” in the UK, marks a time when many couples seek legal advice about ending their marriage. However, recent research suggests that financial pressures are causing many to put those plans on hold. According to a 2024 report by Legal and General, over 270,000 people have delayed their divorce due to the rising cost of living.
One in five weddings now start with a prenup
Sep 2024
New research has revealed more couples than ever are opting to sign agreements before getting married. But why?
It's Divorce Day
Jan 2024
Today marks another year of “Divorce Day” and while it may not seem like a celebration, many couples see it as an opportunity to start a new life with the new year.
‘Tis the season… to separate
Dec 2023
It’s that time of year again and for many it is a time for celebration, rest and reflection – but for us in the legal profession, it’s the start of “separation season”.
Remember there's no such thing as a "quickie divorce"
Jul 2023
Companies promising to offer a super-fast separation from your spouse will soon be under investigation - and it's about time too!
Will writing services and probate plans are also under the cosh as they face complaints for poor service and pressured selling.
Dispelling the myths of cohabiting
Jul 2023
It’s a very common misunderstanding that couples that are unmarried have similar rights to those who aren’t - but it’s worth seeking advice on that, particularly if you’re later on in life.
Did video kill the radio star and will AI kill the “human”?
Jun 2023
We have all heard that catchy earworm from the 70’s hit by the Buggles that “video killed the radio star”. Since its release, technology has evolved dramatically to the point where there are now concerns that humans may be replaced in their jobs by computers, but can things be superseded so easily?
Did video kill the radio star and will AI kill the “human”?
May 2023
We have all heard that catchy earworm from the 70’s hit by the Buggles that “video killed the radio star”. Since its release, technology has evolved dramatically to the point where there are now concerns that humans may be replaced in their jobs by computers, but can things be superseded so easily?
Things I wish I knew before I... Got a pre-nup
May 2023
Prenuptial agreements, or pre-nups, have been increasing in popularity over recent years, but what’s the reason for the increase in popularity.
Post-nuptial agreements are gaining in popularity
Apr 2023
We’ve all probably heard of a pre-nuptial agreement, but what about the lesser-known post-nup? What exactly is it and why are more people looking to write them?
Happy Divorce Day
Jan 2023
It may sound like a very sombre “celebration” but these days, many people are so relieved that the long, emotional and expensive process is finally over that their Decree Absolute is a cause for celebration - you can even buy “congratulations on your divorce” cards in the shops.
No fault divorce law is on the way
Mar 2022
Next month marks the start of one of the biggest reforms of divorce law in 50 years as "no fault" divorce will take effect in England and Wales.
It's Divorce Day, but is a separation decline on the cards?
Jan 2022
It seems to come round quickly every year, but even though today is National Divorce Day, the reality is that divorce is actually on the decline - and the UK is leading the way.
Increase in couples signing pre-nups
Oct 2021
According to the Marriage Foundation, 20% of couples are now signing pre-nuptial agreements before tying the knot - compared to just 1.5% in the 1970s. But why?
Remarrying without sorting your finances could spell trouble further down the line
May 2021
Q: I am divorced but when my former spouse and I separated things were amicable and we kept financial agreements friendly as opposed to legally binding.
The pandemic is having quite an impact on families and relationships
Feb 2021
There’s no doubt that the continuing “stay at home” orders have put a strain on relationships, but for those who are heading for divorce, the pandemic has been particularly difficult.
Are you a “Silver Splitter”?
Jan 2021
Last Monday was National Divorce Day - so called because it is the first Monday “back to normal” after Christmas, the bills start landing on the doormat and frayed couples have spent too long in close proximity. However, as the numbers of separations are largely on the decline, it seems there is a rise in the “silver splitter” - and if you’re one of them, you might find you’re in for a financial windfall.
We are open
Jan 2021
During these uncertain times, it is good to know you can count on us.
Even after the recent Government announcement of another national lockdown we remain open for business and are here to help you.
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Will the no-fault divorce law be revived in time for next national divorce day
Jan 2020
Monday 6 January was dubbed “Divorce Day” by those in the legal profession, as it is the day forecast to be the most likely that couples will start proceedings to separate. However, this year, Divorce Day saw something of a reunification, as the Government re-convened over introducing a “no-fault” divorce.
New decade, new divorce?
Jan 2020
With Christmas behind us for another year, the prospect of long dark days of January can take their toll on the best of us. Plus, as the Christmas credit card bills start landing on the doormat, it’s hardly surprising to see why this time of year is also known as Divorce Season.
Why January really starts in November for divorce lawyers
Nov 2019
One of the busiest times of the year for a family lawyer is January. There are more new divorce clients than at any other time of the year. This is often attributed to the pressure of the family being together at Christmas. Yule being the straw that broke the camel’s back.
The guide to a Happy Christmas for separated parents
Nov 2019
Christmas and the lead up to it should be an exciting and memorable time for children and rewarding for their parents. Christmas is a busy and sometimes stressful period, getting everything prepared for the big day. For parents who have separated, this stress is magnified significantly as they try to organise themselves, their own families and agreeing what’s best for the children.
No-Fault Divorce Law passes through
Sep 2019
Regular followers of Downs’ news will know that we have closely been following the law surrounding no-fault divorce. In an update published today the legislation will start to be introduced.
Things I wish I knew before I… got a divorce
Sep 2019
In my line of work, I tend to see the statistic of one in three marriages ending in divorce in real life. Whilst many will say signing a pre-nup is one of many things they wish they knew before they get married quite often, separated parties will ask me things they need to know before they get divorced.
Financial institutions need to do more to abide by LPAs
Jul 2019
Going through the heartache of caring for an ill or elderly family members is difficult enough, yet for those who have secured a Lasting Power of Attorney (LPA) are still trying to jump through financial hoops.
Stepsisters’ inheritance battle could have been avoided
Jul 2019
Whilst reading an article in the Times recently, it occurred to me that there is quite often more than financial issues at stake when it comes to legal battles. In the case of two stepsisters, it can also be true that heartache and relationships can also be put at risk – but perhaps the cruellest fact is, that all of this could have been avoided, simply by making a will.
Things I wish I knew before I... Got Married
Jun 2019
Weddings can be stressful enough. Organising venues, avoiding family mishaps and funding are just a few stumbling blocks many people come across – but after the wedding, there’s the actual marriage itself.
Thinking of marrying after retirement? Read this first
May 2019
According to recent figures, men are more likely to get married after hitting the age of 80 than they were under the age of 20. As more of us consider marrying later in life, you might just want to make sure you check a few things before you do, including the security of children and inheritance rights.
Property Trusts are not always the best way to avoid fees – Buyer Beware
May 2019
There’s been recent media attention surrounding property trusts, sold to people as a promise to “escape legal fees” upon someone’s death. But, all is not as it seems and people should think twice before entering into such an agreement.
Things I wish I knew before I... Got a Pre-nup
May 2019
Prenuptial agreements, or pre-nups, have been increasing in popularity over recent years. Older people are marrying later in life and living together longer are just a couple of reasons why pre-nups have been thrown into the spotlight. So, when it comes to gathering a lifetime’s worth of assets, it is hardly surprising that people are increasingly looking to protect them.
The end of the Divorce "Blame Game"
Apr 2019
Here at Downs Solicitors, we have been closely following the changes in the law surrounding “no blame” divorce – today we were really pleased to hear the news that the law will be changed.
What happens if... I am a step parent and want to apply for Parental Responsibility
Apr 2019
This is a question we regularly get asked, particularly where a marriage has broken down and the children are not biological descendants of one of the parents. It can also be a worry if the biological parent has died and leaves the step parent in the child-caring role, as many can be concerned with legal stances surrounding the rights they have to that child.
What happens if... I have no "Legal Right" to get divorced?
Mar 2019
Close followers of Downs’ blogs will know that we have been keeping an eye on the law surrounding divorce, particularly where no member of the party is at fault.
Willing to get writing? Here are a few things to consider
Mar 2019
Thankfully, will writing is being given more air time than it used to, but, it still doesn’t stop nearly two thirds of us not having one.
What happens if... My partner dies without leaving a will?
Mar 2019
This is a very common question, because, sadly, so many of us die without making a will for one reason or another.
March in to Making A Will
Feb 2019
An up-to-date will written by a solicitor is the best way to ensure your wishes will be respected. It allows you to provide for your family and friends and leave a gift to your chosen charities too. It is also a chance to think about updating your will if you have not done so in a while.
Your family or your finances: What would you choose?
Jan 2019
You’d think the answer to this question would be easy and that anyone would choose family over any situation. However, it seems at times we forget how our assets, such as property and finances, can tear families apart.
Divorce: Is it just too easy?
Jan 2019
If you were keeping an eye on our legal updates during Christmas, you may have noticed we stuck to a slightly less festive topic. Divorce season is well and truly upon us and with a forecast spike in the number of separations, have we simply made divorcing a spouse far too easy?
Happy Divorce Day
Jan 2019
Whilst the fun and festivities are over for another year, a number of people can find the effects of debt and stress finally take their toll. It is one of many reasons why this time of year is known as Divorce Season. However, there could be a solution to marriage breakdown and over the years I have certainly seen some of the simplest remedies become the most effective.
Common Law Marriage – Really?
Dec 2018
In 2017 there were 3.3 million cohabiting couples who were neither married or in civil partnerships. This for the last 20 years has been the fastest growing group of couples. A significant proportion of this group are in single ownership or tenanted properties. This is a concern when considering the limited rights that cohabiting couples have versus married couples.
How to divorce proof your marriage
Dec 2018
Tis the season to be jolly, but, we address a slightly more morose topic for a reason. Divorce Day will soon be upon us once again. It is the first working Monday of every year and gets its name due to a surge in divorce applications.
What is a post-nup and why are they increasing in popularity
Dec 2018
We’ve all probably heard of a pre-nuptial agreement, but what about the lesser-known post-nup? What exactly is it and why are more people looking to write them?
Separation doesn't have to end in divorce
Dec 2018
It may seem a strange sentiment, but this time of year actually sees the highest number of divorces than any other time of the year. Dubbed “divorce day” by many of us in the legal profession, January 7 2019 is the first working Monday after Christmas. It is also predicted to be the day we see a predicted spike in the number of divorces – but maybe there is something we can do about that.
3 Reliable "Relationship Killers"
Dec 2018
We are probably all guilty of it, but, seeing as it is divorce season, perhaps now is the best time to be thinking about some of the things we do that cause unnecessary bitterness.
Top 5 myths surrounding divorce – dispelled by a divorce lawyer
Dec 2018
The most popular day to start divorce proceedings is in early January. Whether it is the pressure of the cost of Christmas, or working longer hours in the lead up to the festivities, the first working Monday of the new year is commonly referred to by many lawyers as “Divorce Day.”
'Tis the season – For divorce?
Dec 2018
Whilst the fun and festivities come around, a number of people can find the effects of debt and stress finally take their toll. It is one of many reasons why this time of year, we often term as Divorce Season. However, there could be a solution to marriage breakdown and over the years I have certainly seen some of the simplest remedies become the most effective.
Good divorce week – Time to address the blame game!
Nov 2018
This week is Good Divorce Week, aptly named as a way of raising awareness of the wider impact a separation can bring, particularly for children. Whilst divorce is always difficult, a number of studies have revealed the long-term serious impact on children, specifically around the conflict a divorce brings. Good Divorce Week aims to address the issues affecting children and how separating couples can mitigate any complications by providing practical help and support.
LPAS: Are you entitled to a refund of overpaid registration fees?
Oct 2018
The Ministry of Justice (MOJ) launched a refund scheme earlier this year for Lasting Powers of Attorney (LPAs) registered between 1 April 2013 and 31 March 2017. If this applies to you, you might be eligible for a refund from the Office of the Public Guardian (OPG).
Where there's a will, there could be a cost trap
Oct 2018
The following blog came about following a recent experience with a client. They had used a will writing company to prepare a will around 10 years ago. Since then they have paid £18 per year to cover the ongoing costs associated with storing the will. However, nine days after the client signed the will, it was deposited with the Principle Probate Registry for a one off fee of £20. Once received the Registry issue a Certificate of Deposit of Will confirming that it is held by them.
For better for worse: Why are cohabiting siblings losing out
Oct 2018
If you needed any further persuasion to plan ahead and consider your options for later life, you might the following interesting to know.
Need another reason to plan for IHT?
Sep 2018
More than 60% of adults in the UK still have no will. This tells us that many of us are still not planning for later on in life – but believe it or not, there is a really good reason to do so.
At the end of the day: IHT planning counts
Sep 2018
The benefits of Inheritance Tax planning should not be overlooked. Many of us don’t like to think ahead to later life, but it is important to plan ahead as far as possible to mitigate any heavy costs to our families.
Staying on the right side of the Law
Sep 2018
Back in June, we reported the story of Universal Wealth. The story surfaced to the front of my mind again at the weekend when I read a comment on the legalities around offering advice that is outside of your professional expertise.
Another chapter open in no-blame divorce
Sep 2018
Following on from our recent blog calling for a review of divorce law, more plans have now been revealed to address some of the outdated areas of the law.
Numbers of dependent elderly are rising fast – Time to be proactive
Sep 2018
According to recent research by Lancet Public Health Journal, and reported by the BBC, the number of elderly people needing 24 hour care is set to double by 2025. This puts the spotlight firmly back on why families need to be taking advice and planning ahead for the future, now.
Another step forward for change
Sep 2018
For regular followers of our blog, you may have noticed a string of stories relating to cases of unmarried couples losing out, simply because they haven’t tied the knot.
