Private Client

Jun 2026

For many parents and grandparents, the idea of passing the family home to the next generation during their lifetime can seem like a sensible step. But, while it may appear straightforward on paper, in reality, gifting your home can create a range of legal and financial complications if not approached carefully.

Private Client

Jun 2026

A growing number of people in England and Wales are paying just £3 to delay the administration of estates. Recent figures reveal a notable increase in the use of probate “caveats” – a little-known legal mechanism that can temporarily halt the distribution of a deceased person’s assets. But why the surge, and, why the increase in disputes?

Private Client

May 2026

It’s Dementia Awareness Week, which highlights many challenges. But one that is often missed is how the loss of a pet can unexpectedly derail a vulnerable person and that is why thoughtful planning for both people and their pets is essential for families.

Private Client

May 2026

This week marks Dying Matters Awareness Week, a timely reminder of something many of us know, but often avoid, which is the importance of talking openly about the end of life and planning for it properly.

For most people, these conversations sit firmly in the “later” category, something to think about another day, at another stage of life. But the reality is far less convenient. Life can change suddenly, and when it does, the absence of clear plans can place an enormous burden on those left behind.

Private Client

May 2026

Rising living costs and soaring house prices are leading to a rise in inheritance disputes. Experts say billions of pounds are expected to pass from older generations to younger ones over the coming decades, often described as the “great wealth transfer.” But as financial pressures grow, some families are no longer willing to wait. Older people are reporting more cases of relatives pushing them to hand over money, property, or savings earlier than planned.

Private Client

Apr 2026

Recent headlines have suggested that older generations may face increasing tax pressures in the coming years and that is why estate planning, wills and inheritance tax (IHT) advice matters more than ever – especially for Baby Boomers. 

Private Client

Mar 2026

We’ve lost count of the number of times we’ve emphasised the importance of writing a will. But, while assets like property or classic cars might spring to mind first, these days other assets are coming to the fore – like cryptocurrency.

Private Client

Mar 2026

I gave my daughter some money to buy a house but the bank is saying it might refuse the mortgage. Why?

At the end of last year my husband and I gave our daughter some money to put towards a deposit for her first house. However, as she still plans to travel, I told her if she ever sold the house and didn’t buy another, we would expect that money to be returned to us, but otherwise the money is hers.

Private Client

Mar 2026

It’s a fairly common myth that if you leave someone out of your will then your wishes are final. However that is not always what happens and the recent case of Howe v Howe, where an estranged child was left out of an estate, is a useful reminder of what can happen if someone chooses to contest a will.

Private Client

Mar 2026

Financial life is becoming increasingly digital. Alongside bank accounts and investments, many people now hold crypto assets, like Bitcoin or other digital currencies as part of their personal wealth.

While these assets can form a legitimate part of modern financial planning, they also introduce new challenges, particularly where an individual later becomes vulnerable through age, illness or changing circumstances. 

Private Client

Feb 2026

Artificial intelligence is increasingly being used by individuals seeking quick answers to legal and financial questions. However, people quickly become unstuck when they realise legal and financial matters are rarely straightforward. A seemingly simple question can involve complex legal principles, tax considerations, or family dynamics - and we've seen time and time again how quickly things can unravel.

Private Client

Feb 2026

Retirement flats are increasingly featuring in estate administrations and often in ways that cause unexpected difficulty. If you currently own a retirement flat and plan to pass it on to family when you pass away, or you expect to inherit one, you might want to read on – and plan very carefully for the future.

Private Client

Feb 2026

This year marks 100 years of the intestacy rules in England and Wales. It's fair to say a lot has changed since then, but despite the different world we live in, the underlying framework remains rooted in assumptions made a century ago. It makes writing your will even more important to reflect your wishes for today's values.

Private Client

Feb 2026

Death isn’t a topic most of us enjoy thinking about - but planning ahead and talking about this while you are fit and well can be one of the most thoughtful and loving things you do for yourself and your family. While, for many, that might mean drafting wills and Lasting Powers of Attorney – and those things are important too – there are other, lesser thought of aspects that also need to be considered, like your funeral wishes and medical preferences.

Private Client

Jan 2026

During a recent discussion about an estate administration issue with a colleague, it highlighted a scenario we see far more often than many people realise.

It's very common for parents to hold bank accounts jointly with their adult children as a way of helping with day-to-day finances - like paying bills, managing direct debits and generally making life easier.

Private Client

Jan 2026

Many people in their late 50s, 60s and 70s are in a fortunate position. Having benefited from rising property values, strong pensions and long-term investment growth, this generation – often referred to as “baby boomers” – are now passing on wealth to children and grandchildren earlier than ever before.

Private Client

Jan 2026

Recent government announcements concerning agricultural and business property reliefs serve as a timely reminder that proactive planning can make a significant difference to the amount of tax paid – and ease the burden on the next generation, making assets easier to pass on.

Private Client

Jan 2026

Now that the festive season is over we’re all perhaps turning our minds to a fitter and healthier 2026, especially if you’ve overindulged at Christmas! Despite many of us hitting the treadmills, very few of us actually give ourselves a legal health check – even though it is arguably just as important.

Private Client

Dec 2025

Cash is the perfect gift for anyone wrapping last-minute Christmas presents, but if you are thinking of giving a substantial sum, you might want to think about Inheritance Tax (IHT).

Gifts can become taxable after death, depending on how much you give, when you give it and whether you survive long enough after making that gift. So, here’s 5 things you’ll need to know to give your gift tax-efficiently.

Private Client

Dec 2025

Making a will is probably one of the most important things you can do to protect your loved ones and plan for the future. It’s one of many reasons why we have proudly supported the Make a Will scheme in aid of Phyllis Tuckwell Hospice Care – and we were delighted to take part again this year.

Private Client

Dec 2025

National Grief Awareness Week – which ran from 2nd–8th December – is a nationwide initiative that shines a light on the reality that grief affects everyone differently. For many families, bereavement is not only emotionally difficult but also brings a complex set of legal and practical responsibilities.

When someone dies, families often face a long list of responsibilities at a time when they may feel least able to manage them. Many clients tell us they simply don’t know where to start - or feel overwhelmed by the mixture of grief and legal obligations.

Here are a few tips from us to make sure you can continue moving forward.

Private Client

Nov 2025

In recent months, we have come across Wills drafted by unregulated will writers that have caused real problems — and heartbreak — for families. Sadly, these issues only come to light after someone has passed away, when it’s too late to fix them easily. This can lead to costly court applications, delays in administering the estate and enormous distress for those left behind.

Private Client

Nov 2025

Q: I need to sell my mum’s house as I cannot afford to keep paying for it. Can I sell it before I get probate?

My elderly mother passed away earlier this year and we are still waiting for probate to be granted on her home so that we can sell it. I am an only child and my husband and I still have our own mortgage to pay. We’re also paying for our son to go through university and one daughter still at home.

Financially we are struggling so the sooner I sell my mum’s house the better – is there anything I can do to hurry things along a bit?

Private Client

Oct 2025

Many Wills leave what’s left of an estate - known as the “residue” - to be shared between family, friends or charities. On paper, this can look straightforward, especially where the Will says that the residue should be divided equally - but there are a few things to be aware of.

Private Client

Oct 2025

Sometimes, we are asked to step in when someone has no family or friends to arrange their funeral. Recently, I had the privilege of doing this for a client. Being a solicitor is often thought of as dealing with paperwork, contracts, or legal disputes, but it can also be deeply personal.

When acting as executors, we carry a responsibility - and a privilege - to honour clients’ wishes to the fullest, where there is no family, or where relationships are strained.
Our role is to ensure that every detail is considered, every preference respected and every life remembered with dignity. Choosing reputable funeral providers, planning carefully, and approaching
each decision thoughtfully ensures that the day itself truly reflects the person who has passed.

Private Client

Oct 2025

Families come in all shapes and sizes – and when they come together it can mean more than just a few extra Christmas presents! Family disputes are on the rise and it is thought the cost-of-living crisis, expensive housing and high debts are some of the key drivers behind will disputes.

In 2024, there were more than 11,300 applications to block probate according to HM Courts and Tribunals service. In 2023, there were 182 claims under the Inheritance Act to the High Court in London, which is up from 80 in 2012.

Private Client

Sep 2025

An unexpected lump sum in later life can feel both exciting and daunting. Perhaps it’s from a pension payout, a life insurance policy coming to maturity, or the sale of a family home. If it’s a significant lump sum, you might be questioning what to do with it. Should you invest, hold it in cash, or share it with family now?

Private Client

Aug 2025

We recently wrote a blog (link to: https://www.downslaw.co.uk/blog/assisted-dying-bill-clears-the-commons/) about the historic moment the Terminally Ill Adults (End of Life) Bill was passed by the House of Commons. Even though the details are yet to reveal themselves, it certainly brings out some interesting discussion points – like what will happen to existing laws and regulations that might be affected by the ruling?

Private Client

Aug 2025

Q: My father has just turned 70 and has started overspending, seemingly without a care for his retirement.

Dad was a manager at a software company and officially retired last year at age 69. Since then, he has started spending frivolously on things like meals out and weekend breaks away. He’s now bought a classic car that doesn’t even run. He plans to “do it up” but he’s never even had an interest in cars all his life!

I am concerned that he will not have enough to last his retirement, however, I also don’t want to stop him having f

Private Client

Jul 2025

A BBC News investigation (link to: https://www.bbc.co.uk/news/articles/cx2390x51zqo) has uncovered a disturbing story of how two sisters had their inheritance stolen from them by a fraudster – and how a few warning signs had been consistent with similar crimes committed in similar circumstances.

Private Client

Jun 2025

In a historic moment for UK end-of-life legislation, the House of Commons has passed the Terminally Ill Adults (End of Life) Bill.

Private Client

Jun 2025

A recent court case in Swansea has highlighted the painful consequences of inheritance fraud – which brought home a really important message to make sure you are more than cautious when it comes to choosing the right executor.

Private Client

May 2025

This week was Dementia Action Week – highlighting the need for better understanding, support, and care for those living with dementia and their families. So, what better time than to start thinking about those all-important documents?

Private Client

May 2025

My dad is becoming frail and my sister-in-law has suddenly become all too present in his life - so why am I worried?

Private Client

May 2025

With almost a million people living with dementia in the UK, the emotional and practical challenges the condition brings are being felt by families every single day. 

Private Client

May 2025

The sudden death of boyband star Liam Payne at just 31 years old, shocked the world. But beyond the headlines, his passing has triggered significant legal and emotional repercussions for those he left behind - because he died without making a will.

Private Client

Mar 2025

When it comes to writing a will, even the smallest mistake can have devastating consequences – as several charities found out recently when they lost out of a share of £1 million.

Private Client

Feb 2025

The debate surrounding assisted dying in the UK continues to evolve, with significant developments in recent months. However, there is one certainty that remains - we are all vulnerable to illness and the potential loss of capacity and there are things we can do to make sure our wishes are respected.

Private Client

Feb 2025

Inheritance Tax (IHT) is often an unwelcome surprise for families, not least because this is due to be paid at a time when emotions are running high - which is a perfect recipe for family disagreements. So, I thought I would write down three pieces of advice to help reduce both your IHT bill and potential family disputes:

Private Client

Feb 2025

Lasting Powers of Attorney are currently done in paper format but will shortly be moving away from this to a new digital format. Digital Lasting Powers of Attorney (LPAs) will allow individuals the option to complete, sign, and register their documents online, providing an easier and more accessible method than the traditional paper process

Private Client

Oct 2024

This month’s budget is hotly anticipated and there have been no secrets surrounding some of the tax raids that are potentially on the horizon. But, as speculation continues, be sure to think carefully if you’re planning to pass on cash or property.

Private Client

Sep 2024

Private Client

Aug 2024

Private Client Residential Property & Conveyancing

Aug 2024

I had a health scare last year and while I'm fit and well now, it got me thinking about the future and I want to spend more of my time doing the things I enjoy with the people I love.

I've worked all my life and paid into a pension that is now worth around £200,000. Even though I have paid off my mortgage, I'm worried this isn't enough to live on if I retire. Is there a "magic number" we should all be aiming for, or will we all be working forever?

I've worked all my life and paid into a pension that is now worth around £200,000. Even though I have paid off my mortgage, I'm worried this isn't enough to live on if I retire. Is there a "magic number" we should all be aiming for, or will we all be working forever?

Private Client

Jul 2024

Private Client

Jul 2024

Private Client

Jul 2024

The High Court has ruled that a text message from an individual outlining his wishes for his £3m fortune just hours before his death is legitimate.

Private Client

May 2024

Starting a sentence with these words fill me with dread. It amazes me that there are so many common misconceptions surrounding later life planning, we’d rather avoid it altogether than prepare correctly for it.

Here are some of the reasons why people have told me they don’t think they need a Lasting Power of Attorney (LPA) over the past few months – and an explanation as to why you still do need one!

Private Client

Mar 2024

As foreseen before Wednesday’s budget, the Chancellor announced sweeping changes to the way non-UK domiciliaries are to be taxed from 6 April 2025.

Private Client

Feb 2024

We might have more in common with the rockstar electric guitar legend Jimi Hendrix than we might think. I am not talking about growing an impressive head of hair or going for a reverberating solo – unless you’re lucky enough to have both of those abilities – rather Jimi Hendrix was one of millions who died without a will.

Private Client

Feb 2024

It seems banks can’t win. They are either too cautious or they are simply not doing enough – but we were actually quite pleased to hear how one banking institution stepped in just in time to protect one man’s money from fraudsters.

Private Client

Feb 2024

My parents aren't getting any younger, yet they refuse to talk about their plans for later life. How can I get them to open up?

When my grandparents died, I was about 15 at the time, but I remember it being chaotic. My parents had an awful time accessing documents, calling round the family and dividing up the assets. It caused them to have a burst of "we won't be like this when we die" and as a teenager I ignored them and probably went back to playing my Gameboy.

Private Client

Jan 2024

My 70-year-old father is widowed and met a new woman while on a cruise in 2017. Following a whirlwind romance, my dad sold our family home and bought a new one closer to where this woman lived over 100 miles away.

Not only is he now further away from us physically, I am worried dad’s new partner is trying to drive a wedge between us mentally too. Once I was on the phone to my dad and in the background, I heard her say he didn’t love me, to which he replied “of course I do, she is my daughter”.

Private Client

Jan 2024

While not the cheeriest of topics for the festive season, too many families delay “those conversations” about the future - and it is only when we are all sat together around the dinner table that they tend to happen.

Private Client

Dec 2023

According to a recent survey of 9,000 people, the average that they expected to inherit was £110,000 – but actually they only ended up receiving half as much.

Private Client

Dec 2023

There have been calls for a long time to overhaul the outdated system for registering Lasting Powers of Attorney (LPAs). Now with the arrival of the digital system, we welcome the modernisation of the system - but some concerns remain about accessibility and safeguarding.

Private Client

Dec 2023

Private Client

Nov 2023

Q: My dad recently moved into a residential home to get full time care. How can I make sure I get the most from any money used to fund it?

Private Client

Nov 2023

Q: My civil partner died and his bank account was closed - why am I having to chase up his money?

After a short illness, I lost my civil partner, Rob, last August. I sent the death certificate to his bank, which froze and then finally closed his account with them. We are theatre lovers and so had several tickets booked over the next 18 months. I managed to secure a cancellation and a refund, however, as they were bought using my partner’s bank card, the money was returned to the closed account.

Private Client

Oct 2023

Private Client

Oct 2023

It’s very difficult to consider planning the end of your life when you’re fit and healthy, but sadly, we often don’t know what’s around the corner - and if you or a loved one were to suddenly become ill, how would you make sure your bills were paid, and how your other financial matters are dealt with?

Private Client

Aug 2023

My son and I both live in the house that I purchased many years ago when I had a young family.

At the time I was married to my husband who has since passed away and my son grew up here. When my son’s marriage broke down a few years ago, he came back to live with me. I’m not getting any younger, so we recently agreed that he would take over 50% of the property.

Private Client

Aug 2023

Private Client

Aug 2023

The Bank of Mum and Dad helps get thousands of people on to the property ladder every year, but if you plan to give your children a cash gift, you will also need to consider the tax man if you want to avoid paying a bill later on.

Private Client

Jul 2023

Companies promising to offer a super-fast separation from your spouse will soon be under investigation - and it's about time too!

Will writing services and probate plans are also under the cosh as they face complaints for poor service and pressured selling.

Family Private Client

Jul 2023

As the saying goes, death and taxes are the only certainties in life, so why are we still struggling to plan for them? Especially when combined they can make for one of the costliest of pitfalls.

Private Client

Jul 2023

Private Client

Jul 2023

Most of us have good parent-child relationships, but for some reason death and money are still the elephant in the room - even though they are probably the most important conversations we need to be having.

Private Client

Jul 2023

A few years ago I gifted my children my house - but now I’m worried I may be leaving them with a large tax bill.
I’m in my 70s and I live alone as my husband passed away in 2015. Shortly after, I decided to gift my house to my children for two reasons. First, I wanted them to benefit from my assets on my passing away, but I also wanted to protect them from paying Inheritance Tax.

Private Client

Jul 2023

When we retire, many of us want to use some of the cash tied up in our home to enjoy life. Whether it’s going on that once-in-a-lifetime holiday or helping family members with a step onto the housing ladder, our reasons for using equity release are varied - but you might also want to watch out if you want to leave an inheritance.

Private Client

Jun 2023

It’s true you can't please everyone, but it’s even more difficult for blended families - so when it comes to planning your will, how can you make sure everyone is happy?

Private Client

May 2023

Probate is complicated and because of the associated costs it can be tempting to try and do it yourself. However, we find in most cases, people pay too much tax because they are not claiming the reliefs available to them.

Private Client

May 2023

We wrote in a blog previously that while technically there is nothing illegal with leaving family members out of a will, but it's certainly a difficult moral dilemma.

Usually, we hear about family members being disinherited after a family feud, but in this latest case, Mr Karnail Singh, who passed away in 2021, expressed a wish in his will to leave his estate entirely to the male line.

Private Client

May 2023

Here at Down’s we’re strong advocates for will writing - it’s probably one of the most important documents you’ll ever need, yet less than half of all UK adults actually have one. But why? Yes, none of us actually like to talk about death, but if you don’t have a will, you’re just creating unwarranted issues for your friends and family - and here’s just a few reasons why.

Private Client

Apr 2023

BBC presenter and much-loved voice of Radio 4, Susan Rae, has just gone public with her Alzheimer's diagnosis - and with it the stark reminder came through of the importance of planning for later life.

Private Client

Mar 2023

I recently lost my father after a short battle with cancer. He was my mother’s full time carer, she has very advanced Alzheimer’s. Both my parents' wills and Lasting Powers of Attorney are straight forward, which offered some relief after an emotional few months. However, while some organisations are working seamlessly with us, others are making it much more difficult - like my mother’s bank. So far it has taken us more than six months to get them to recognise my mother’s LPA. Why is it taking so long? The stress is really taking its toll on my family.

Private Client

Mar 2023

Q: I am in my late 70s and own a dog. I am worried about what will happen to her if I’m not around to look after her - what can I do?

I’ve had my faithful Labrador for around 8 years now and I got her after my lovely wife died. In the last year or so I’ve noticed my health deteriorating. If I had to go into hospital, how can I make sure she is looked after? Also, if I were to pass away, what will happen to her? In other words, can I include my beloved pet Labrador in my will?

Private Client

Mar 2023

Private Client

Feb 2023

According to a recent report by the BBC, 10 degrees is the average temperature they will be living in if they cannot afford to heat their homes. Not only does this make for an unpleasant environment, it can also have a dramatic effect on our bodies as we age - worse if you are elderly or vulnerable too.

Private Client

Feb 2023

It occurred to me during a conversation with a client recently that it’s not just elderly or vulnerable people that can struggle to keep up with day to day tasks. With increasing developments in technology it’s easier for some of us to keep pace - but what about those who can’t and why are they being punished?

Private Client

Jan 2023

It’s a new year which for many is a cause for celebration - so it’s no wonder the topics of death and taxes are taking a back seat. But, it’s more important than ever that we’re having those conversations, because the new year could be the perfect time to get planning too.

Private Client

Dec 2022

For many years now, anyone mentally capable of creating a Lasting Power of Attorney (LPA) has had the option to create two types. One is over financial matters and the other is over ‘Health and Welfare’ decisions, but, did you know you can only draft an LPA if you are of sound mind – and what do you do if it’s too late?

Private Client

Dec 2022

It’s no secret that probate is nothing short of a headache. Long delays were already the precedent and then covid came along and added to the problem - but could the answer lie in a new pilot scheme?

Private Client

Nov 2022

We’ve always been champions of the Lasting Powers of Attorney (LPA) document and we all know it’s best to plan ahead. But, it looks as though we’re still not back to where we were pre-Covid for getting them registered.

Private Client

Nov 2022

Technology moves along so quickly, but scammers are always ready to stay one step ahead - and even for the savviest of us, it’s a constant battle to stay on your guard. But, for those who are more vulnerable, it’s so important that we protect them from fraudsters.

Private Client

Oct 2022

Private Client

Oct 2022

For a long time, we’ve been speaking out again rogue funeral planners and when the news finally broke that the law would be changed to regulate firms offering pre-paid funeral plans in July 2022 we were overjoyed. But, it appears there are still stories coming out of the woodwork - and if you are acting for a vulnerable adult as their  attorney under a registered financial Lasting Power of Attorney you need to be extra vigilant and check any paperwork relating to a pre-paid funeral plan.

Private Client

Sep 2022

I recently came across an article about a missing bottle of gin that had left a bit of a hangover on an online shopping experience - but the "undiluted" message came across to me loud and clear: many companies are still just not geared up towards more vulnerable people in society - and it's about time we did something about it.

Private Client

Aug 2022

I have recently gone through a divorce, so my parents have offered for me to move back into the family home with them. It's my childhood home; they've lived there for about 40 years and they are now in their 80s - so the home could do with a little renovation.

Private Client

Aug 2022

My elderly mother has just expressed a wish that upon her death, she would like to be buried in the garden at her home.

She lived there as a child and later inherited the property to live in herself. She raised three children, including me, in that house and, apart from perhaps 10 years or so when she moved in with my father after they got married, has always lived there - and we certainly have many fond memories of the house.

Can my mother actually be buried at home and what are the legal implications of this?

Private Client

Aug 2022

It seems as though “challenger banks” are everywhere at the moment. Not only are they breaking the mould of traditional high street banking, they are luring in customers with very attractive interest rates. Their strategy seems to be paying off, as people join in their droves - and if you are one of them, take care with any legal documentation.

Private Client

Jul 2022

It might seem odd to think that Covid-19 could bring us any positives. But, as well as working more flexibly and appreciating our freedom, the pandemic also kick-started many of us into thinking about the future.

Private Client

Jun 2022

We've long been urging people to make sure their wills are up to date - especially if you have remarried or you've had more children. We've seen all too many times how dying without a will can lead to heartbreak and it seems the pandemic has changed the way we think about wills - and it's about time!

Private Client

May 2022

Q: I’d like to help my daughter onto the property ladder. I want to downsize. Is it a win-win?

I’m in my late 60s and paid off my mortgage a long time ago on the family home I’ve lived in for 40 years. I’m looking to downsize and by doing so, I wanted to offer my daughter some money from the sale of my home to purchase her own - she is currently renting with her husband and two children and is struggling to get on the housing ladder.

She then suggested that we used the money to purchase a bigger house, so that I might live with her and her family. I am on my own now my husband has passed so it would be great company for me. Plus, as I get older, she will be closer by to help out.

It seems like the perfect solution, but are there any pitfalls to downsizing and living with my daughter?

Private Client

May 2022

Yet another case hits the headlines of how homemade wills have fallen foul of the law - and another reminder as to why it’s always best to seek advice from professionals.

Private Client

Apr 2022

The battle against Covid-19 rages on, but there is a new pandemic rising from the flames - a lesson in how to be more vigilant.

Private Client

Apr 2022

Q: I read that it was possible for spouses to transfer an inheritance tax (IHT) allowance but when my father passed in June 2000, leaving his estate to my mother, she did not use my father’s nil-rate band. When she passed in 2006, my siblings and I then had to pay tens of thousands of pounds in IHT on her estate. Is it possible to reclaim this money?

Private Client

Mar 2022

According to a recent story by the BBC experts have predicted 153 million people across the globe will have dementia by the year 2050. While that may feel a long way off, it’s actually the perfect time to be thinking about planning ahead.

Private Client

Mar 2022

The Solicitors for the Elderly (SFE) has launched its first-ever Update Your Will Week - and we’re very much behind the campaign.

From Monday 28th March until Friday 1st April, the SFE is urging everyone to consider drafting or updating their wills as a way of encouraging us all to plan for the future - and for very good reason.

Private Client

Mar 2022

There were not many good things to come out of the pandemic, but for us as professionals, we saw people really thinking about their future - and it seems to have sparked a revolution at government level too, where centuries-old laws are finally being reformed.

Private Client

Jan 2022

Choosing care homes is stressful enough. Worrying about how loved ones will be looked after and if they’ll be happy there are all emotional and difficult decisions. However, it’s made worse by the complicated rules surrounding care - and how there only seems to be a bare minimum set of standards.

Private Client

Jan 2022

Pre-paid funeral plans are designed to allow anyone eligible to make provisions for their own or someone else's funeral. However, they’ve been heavily scrutinised due to their lack of regulation - but that is all about to change.

Private Client

Jan 2022

While many of us are so busy “seizing the day” or “living for the moment”, it’s easy to see how planning for the end of your life can seem like an unwelcome guest at a party - but in my line of work I’ve seen time and time again the damage it can do.

Private Client

Jan 2022

Following the Prime Minister’s announcements about the social care cap, the government published its first white paper on Wednesday 1st December, outlining its vision for the future. But, was it worth the wait?

Private Client

Nov 2021

It’s fair to say expectations of anything less than doom and gloom from last month’s Budget were pretty standard as we recover from the economic blow that was Covid-19 - and it seems even if you die you have not escaped the Chancellor's notice for an opportunity for taxation.

Private Client

Nov 2021

If you’re about to draft a Lasting Powers of Attorney (LPA) document, you might be in luck - as the process to sign paperwork and make things official could be about to get easier.

Private Client

Nov 2021

Posthumous fallouts don’t just sound unpleasant, but for those living through them, they can be heartbreaking to deal with, on top of losing a loved one.

Private Client

Oct 2021

The professional body for lawyers and other practitioners who work with families, STEP, has completed a project with Queen Mary University of London, highlighting the real problems people will face if accessing digital assets isn’t made more simple.

Private Client

Oct 2021

As we enjoy longer, healthier, and more active lives, many people see retirement as a chance to try something new - which is perhaps why more of us are marrying much later. But, whilst being older and wiser can bring with it more life experience when it comes to relationships, there are some financial implications to consider too.

Private Client

Sep 2021

The Office of the Public Guardian (OPG) has released a consultation in efforts to bring the Lasting Powers of Attorney (LPA) process up to date without compromising safety.

Private Client

Sep 2021

Prince Philip has been back in the headlines of late as the BBC airs a documentary of his life on what would have been his 100th birthday. But, the passing of Prince Philip has also brought something else to light - the privacy of documents, like wills, after probate has passed.

Private Client

Sep 2021

The pandemic has pushed house prices up to record levels which is great news if you're in the market to sell or invest long-term. However, there is a downside if you are about to inherit property.

Private Client

Sep 2021

Last year, we wrote about how there was a spike in demand for will-related services and Lasing Powers of Attorney (LPA), as Covid-19 took hold. But, what if I told you that dementia killed more women last year than Covid-19?

Private Client

Aug 2021

Private Client

Aug 2021

We’ve written many blogs about the importance of getting your affairs in order for physical things, like property or cash, in the event of your death. However, we’ve also seen how digital assets are causing more and more of a headache, because quite often these are simply “forgotten”.

Private Client

Aug 2021

A person’s debt unfortunately does not automatically get written off on their death.  It could therefore be that your mother's estate becomes insolvent - if her personal liabilities exceed the value of assets. Therefore, creditors owed money can insist they are repaid, as far as funds allow. The liability does not pass to beneficiaries though, therefore creditors can only claim what funds are actually in the estate.

Private Client

Aug 2021

Last year, we heard about the many thousands of disabled children who faced being “locked out” of their Child Trust Funds, because they will not be deemed to have the capacity to manage their own finances - and it seems very little has moved on.

Private Client

Aug 2021

Q: My elderly mother has just gone into a nursing home. I have a financial Lasting Power of Attorney (LPA) which currently enables me to act on her behalf to look after her financial affairs. Her memory is getting worse, some dates are better than others, she is not safe though living in her home. 

Private Client

Jul 2021

Q: Since my father passed away two years ago, my mum has been considering downsizing to a smaller property that is more manageable for her in older age. She currently lives in a four bedroom property with a large garden in an area that my family and I are unable to afford to live in. My mum then made a very generous offer and said my wife and I could purchase her property at a significantly discounted rate, so that we could live there with our two children, but still allow her to downsize. It seems like a win-win situation, but, is there any reason why I wouldn’t be able to purchase mum’s property under market value?

Private Client

Jul 2021

During Covid-19, a new epidemic has started to take hold; the rise in online crime - and our elderly and vulnerable are particularly at risk.

Private Client

Jun 2021

My husband and I are considering giving my son a gift of cash to buy his first house with his fiancée and her two daughters. The gift would be quite a sum and we are worried about what might happen in future if my son were to separate from his partner. Would she be able to profit from our gift and what can we do to protect it?

Private Client

Jun 2021

My sister lives in America but she was born in the UK and still has family here, as well as a property and bank account. When making her will recently, she was advised that any assets held in the UK couldn’t be included in probate there. This is a little concerning, as her pension and savings bonds are all paid into the UK bank account - I am worried these will not be covered by a will if drafted in America. My question is, should I ask her to draft a separate will using a UK lawyer to cover these assets? And, if this UK will is then witnessed and verified in America, is it still valid?

Private Client

Jun 2021

In the past, we’ve written many blogs about the trials and tribulations surrounding wills and disinheriting direct descendants. But, what about circumstances where you chose to leave an amount which is a small slice of a large fortune - even if that slice is still worth £7m?

Private Client

Jun 2021

My father has recently been diagnosed with early onset dementia. My brother and I have been very supportive, but this news has been devastating for us all. I know I need to get my dad’s affairs in order, but I’m not too sure where to start. Is it possible for him to appoint someone to make decisions on his behalf?

Private Client

Jun 2021

My parents’ house was left to my brother and I, but due to the size of the estate we were liable to pay a hefty tax bill of over £100,000.  We are unfortunately not able to pay a bill of this size through our savings and we’d ideally like to keep the house and rent it out, so we would rather not sell if we don’t have to. 

Private Client

May 2021

According to a recent article, just two in five people are certain their parents hold a will. However, whilst the idea of talking about, or planning for death may not be a topic of choice with your children, it is important that you still have “that talk”.

Private Client

May 2021

One third of parents are now lending to children so that they can get on the housing ladder - but a worryingly high percentage are either refinancing or selling significant assets in order to do this. Planning early could not only ensure their future is safe - but yours is secure too.

Private Client

May 2021

Bank fraud is an increasing problem - particularly during the pandemic. It’s difficult enough to navigate new online or remote services that we’re not used to, but if you’re not of sound mind it is even harder. If you are an attorney or deputy responsible for someone who is vulnerable, there are a few things you can do to protect yourself, and them.

Private Client

May 2021

When embarking on having a will prepared, it is tempting and understandable to say that one wants a simple will only because one’s affairs are straightforward and there is nothing that is complicated. That would certainly be the case in many cases, but that may not be the case in others. 

Private Client

Apr 2021

Hundreds of women on state pension living on menial amounts could be entitled to back-dated claims worth thousands, according to a recent report.

Private Client

Apr 2021

We are often approached with questions relating to care and the mounting costs associated with independent living or going into a care home. We’ve addressed some of the common questions.

Private Client

Apr 2021

Someone approached me recently and said they’d been thinking about some later life planning - always music to my ears. However, this individual said they didn’t feel ready for a Lasting Power of Attorney (LPA) and neither did their son, and asked if a joint bank account would instead provide an alternative solution. On the surface, this seemed acceptable, but from a legal perspective, it could prove to be a minefield.

Private Client

Mar 2021

Way back in 2018, we reported the case of Universal Wealth - a company owned by Melanie and Steve Long, who faced fraud charges after they set up a scheme designed to avoid paying care fees and simplify the administration of an estate. Instead, all it did was leave people out of pocket.

Private Client

Mar 2021

If you were one of many who turned in to Good Morning Britain presenter Kate Garraway's heart-breaking story about her husband's battle with Coronavirus, like me, you were probably sympathising with Kate and admiring her for her honesty. However, I think this has made us think about the need to plan ahead and about our own circumstances and how we would cope in similar circumstances.

Private Client

Mar 2021

Lockdown has been hard for many, but criminals have been cashing in like never before - so now it is more important than ever to stay on our guard.

Private Client

Feb 2021

Back in June 2018, the Government launched a call for evidence into the regulation of the pre-paid funeral market, following concerns into the risk it presents to policy holders.

Private Client

Feb 2021

Another day, another story of how a DIY will has been through the courts and has been successfully overthrown. Whilst the temptation might be there to try and cut corners, it really isn’t worth the financial or emotional heartache for those left behind.

Private Client

Jan 2021

In a previous blog I wrote about how the pandemic had caused a spur of new will applications, however, it seems that writing official records is something that has taken a lot of households by storm.

Private Client

Jan 2021

If you set up a trust fund for a child who has learning disabilities, you might want to consider how to access those funds when the child reaches 18.

Private Client

Jan 2021

Last year, we wrote a blog about how digital assets are commonly overlooked when writing a will. But, thanks to a recent survey by the Law Society, now might be the best time to give it some thought.

Corporate & Commercial Private Client

Jan 2021

Last Monday was National Divorce Day - so called because it is the first Monday “back to normal” after Christmas, the bills start landing on the doormat and frayed couples have spent too long in close proximity. However, as the numbers of separations are largely on the decline, it seems there is a rise in the “silver splitter” - and if you’re one of them, you might find you’re in for a financial windfall.

Family Private Client

Jan 2021

During these uncertain times, it is good to know you can count on us.

Even after the recent Government announcement of another national lockdown we remain open for business and are here to help you.

Commerical Property Corporate & Commercial Corporate Recovery & Restructuring Dispute Resolution EmployLaw Employment Family International Services International Services for Business Notarial Services Planning Private Client Residential Property & Conveyancing

Dec 2020

Just as we publish a blog about why it can be difficult to leave direct descendants out of your will, we hear about the case of Tamara Lucas.

Private Client

Nov 2020

Before going into shared ownership with any family members, just make sure you are not setting yourself a trap for later on - as one family nearly found out.

Private Client Residential Property & Conveyancing

Nov 2020

Affordability is a key issue when it comes to any transactions or financial contracts. Whilst an applicant may be sound on paper, there are no personal or medical references needed, but why is that important?

Private Client

Nov 2020

You’d be surprised how often I get asked questions like this in my profession, but whilst leaving a family member out of a will is a difficult moral dilemma, there might be other things to consider - or it could just come back to haunt you.

Private Client

Nov 2020

With the endurance of a second national lockdown, our hearts go out to those who are currently, or have previously, faced a battle with this terrible virus. As cases continue to rise, now is more important than ever to make sure loved ones are looked after - beyond just physical healthcare.

Private Client

Nov 2020

Sometimes, even with good intentions, the allocation of assets and property when a loved one passes away can have unwelcome side effects. This was a harsh lesson one family learnt, when one spouse tried to leave half of a property to children - but it soon turned out this physically wasn’t possible.

Private Client

Nov 2020

A recent article in the Sunday Times featured a widowed gentleman, who wrote about how, during his 55 year marriage, he really struggled to deal with the financial side of his wife’s death - even though he had always been the one in the partnership who “took care of the money”.

Private Client

Oct 2020

As talks continue surrounding Brexit and the UK’s formal departure from the EU, expats are being urged to update some of their important legal paperwork before the exit deadline.

Private Client

Oct 2020

You couldn’t make it up, but it seems that a mischievous moggy was solely responsible for unravelling a mystery and helped solve a family feud over a £2m will battle.

Private Client

Oct 2020

Of course, no one plans to intentionally become a victim of fraud but, the fact is, scams are becoming so clever many of us fall for them without realising - and if you are an attorney acting on behalf of someone else, you need to be extra vigilant.

Private Client

Sep 2020

We’ve heard about plenty of incidents where parents have helped children get on the property ladder - but what about when children want to help grandparents downsize? Whilst many think they could be playing it safe, make sure the tax man doesn’t pounce.

Private Client

Sep 2020

When a loved one passes away, executors can begin dealing with any assets of the estate. However, many people do not realise as well as any property or savings, executors can be faced with debts left by the deceased, which can become a minefield without probate in some cases.

Private Client

Mar 2020

According to research by Age UK, more than 2,500 elderly patients are kept in hospital unnecessarily as they had nowhere safe to go – and it’s costing the NHS around £587 million.

Private Client

Mar 2020

As we get older, how we plan to fund care for ourselves, our spouse or other family can become a worry. For homeowners, there is the concern that they will need to sell their property in order to fund the ever-increasing costs of care, particularly as a lot of social care offered by the government is means tested.

Private Client

Feb 2020

New laws introduced by the Government from the tax year 2017/18 onwards allowed married partners to pass on up to £1 million worth of value in their family home, as long as it was passed to direct descendants.  However, since the law has been introduced, some have found themselves worried that some of their loved ones may be missed out.

Private Client

Feb 2020

Surviving spouses and civil partners are about to benefit from an additional £20,000 if their spouse dies without leaving a will (or where there is an invalid will or it fails to deal with the estate fully). Under such circumstances the “intestacy” rules prevail, which are laid down in statute and create a proscribed order as to who inherits the estate.  

Private Client

Feb 2020

Valentine’s Day is the time of year our minds turn to our loved ones. But, whilst exchanging cards or gifts is commonplace, it is worth considering other things you can do for a more vulnerable loved one.

Private Client

Feb 2020

It’s a truth universally acknowledged that humankind doesn’t like thinking about dying – and it makes us notoriously bad at planning for it. After all, who would want to plan for death, when life is all about living? The thing is, in my line of work, I see all too often how planning for death can actually help people live life to its fullest.

Private Client

Jan 2020

No sooner had we written our recent blog about leaving crypto currency in a will, news hit the headlines about a football fan who left money in his will so that he could buy players a pint.

Private Client

Jan 2020

In a recent blog, we reported how the Office of Public Guardian (OPG) had seen an increase of reports relating to elder abuse. Whilst this is unfortunately not a new trend, the report has thrown some light on the responsibility of carers and those who may be more vulnerable to physical, mental or financial abuse.

Private Client

Jan 2020

In a recent blog we talked about how digital assets may not be so clear cut when it comes to rightful ownership in the event of your death. However, if you happen to own any crypto-currency, you might want to think about telling your loved ones how to retrieve it.

Private Client

Jan 2020

If anyone out there was lucky enough to receive a proposal over Christmas, chances are you’re still up on cloud nine. However, whilst thinking about any preparations, you might also want to think about some of the legal implications and how this will affect you and your family.

Private Client

Dec 2019

“Gazelle will never say: ‘Just eat me’. We have to hunt.” This was a line spoken by a manager at one pre-paid funeral provider, according to undercover operations that were reported by the Guardian. Sadly, this is just another example of vulnerable individuals being put at risk – as most of them should probably never have been sold a funeral plan in the first place.

Private Client

Dec 2019

Back in 2016, then-Chancellor of the Exchequer, George Osborne, announced as part of the annual Summer Budget, a tax break that would put many families in a more favourable stance when it came to passing on property after death.

Private Client

Dec 2019

I wrote a blog recently about why it is important to seek legal advice when seeking an attorney.This related to some published findings about those acting on behalf of a vulnerable person – and whether or not their intentions were genuine.

Private Client

Nov 2019

I’ve written a number of blogs about the importance of writing a will. But, in an article published in the Times recently, it really brought home the truth of what happens if we fail to write one and die ‘intestate’. The law then determines who will inherit depending on your family circumstances.

Private Client

Nov 2019

Whilst the housing market continues to stagnate, it looks as though there could be some unexpected perks where a property has fallen in value.

Private Client

Nov 2019

It’s true that many consider trust funds as an outdated concept, but it might be time to dust them off – particularly if you’re looking to protect elderly or vulnerable members of the family.

Private Client

Nov 2019

It’s an unavoidable fact of life, yet when it comes to death, we do everything we can to steer away from the subject. But, it’s an important one – because it means you and your family can have peace of mind.

Private Client

Nov 2019

We’ve all misplaced things occasionally, but a will is something that you’d hope would be stored correctly for a time when an executor would need to administer an estate. However according to a recent article, Lloyds bank has uncovered a number of wills that couldn’t be matched to owners.

Private Client

Nov 2019

We’ve all misplaced things occasionally, but a will is something that you’d hope would be stored correctly for a time when an executor would need to administer an estate. However according to a recent article, Lloyds bank has uncovered a number of wills that couldn’t be matched to owners.

Private Client

Oct 2019

I think we’ve all probably been in situations where we have handed out money, either as a loan or a gift, and had good intentions for the recipient. Whether it’s help to buy a car, or purchase a first home, many people often tend to gift money to help out family and friends.

Private Client

Oct 2019

The Government has announced plans to scrap the rises in probate fees, which will no doubt be welcome news to many bereaved families.

Private Client

Oct 2019

Not many people relish the idea of writing down wishes relating to their death, however, according to research by Royal London, more than half of us in the UK still don’t have one – and 5.4 million don’t even know how to get one.

Private Client

Oct 2019

Whilst this may sound like the opening to a punchline, there is a serious side to this question. Do you know the difference between the duties of an attorney and the role of an executor.

Private Client

Sep 2019

According to recent news, the average self-employed worker faces working until they are 79 to secure a big enough pension pot to support them in later life.

Private Client

Aug 2019

No one likes to think about death, but unfortunately it’s a fact of life. People not wanting to talk about death is one of the main reasons why 60% of us risk dying without a will – and without the legal protection of our wishes for our families.

Private Client

Jul 2019

If you’re under 18, how do you pay a £50,000 tax bill? This might sound like the opening of a riddle, but actually, it’s a very real situation for one family that has been caught in an IHT trap – and it’s perfectly within the law.

Private Client

Jul 2019

Whilst reading an article in the Times recently, it occurred to me that there is quite often more than financial issues at stake when it comes to legal battles. In the case of two stepsisters, it can also be true that heartache and relationships can also be put at risk – but perhaps the cruellest fact is, that all of this could have been avoided, simply by making a will.

Family Private Client

Jul 2019

Whilst writing wills or nominating an individual for a Lasting Power of Attorney, protecting physical assets, such as property or cash, might be the first things to spring to mind. But, in an increasingly digital age, what about any online assets to an estate?

Corporate & Commercial Private Client

Jul 2019

It’s holiday season, so people are off on their travels. It is also the time of year when people start to think about their wills – either writing them for the first time, or updating them.

Private Client

May 2019

I think it’s fair to say it is a truth universally acknowledged that our society does not cope with the idea of death. I think it is the fear of it and the fear of the unknown which makes us bury it away deep into our subconscious – but it is also perhaps one of the most important things we have to think about too.

Private Client

May 2019

According to a recent story, there’s been a massive increase in the number of over-55s being targeted for cash which is locked up in their homes.

Private Client

May 2019

Many people are tempted to write their own wills to avoid the expense of a solicitor, however, a poorly-written will can quickly lead to mounting costs – as well as a legal minefield.

Private Client

Apr 2019

Lasting Powers of Attorney, or LPAs are legal documents that outlines for an individual who is or are appointed as an attorney/s in the event that the person making the LPA is not able to make decisions for themselves during their lifetime. There are two types of LPA, one covering property and financial affairs and the other in relation to health and welfare decisions including medical. LPAs are extremely important – as without one, your wishes and feelings may not be properly taken into account and there is no one to step in and make any decision needed in your best interests. In some cases sadly without an LPA the result in arguments amongst the family, particularly where there is a second marriage.

Private Client

Apr 2019

Consumer website, MoneySavingExpert, has embarked on a long-running campaign to raise awareness of council tax discounts that are available to those who are considered “severely mentally impaired” – and it can include carers too.

Private Client

Apr 2019

When it comes to wills, some clients come to me following the loss of a loved one, questioning whether their will was written fairly. It is often quite surprising to know what many of these clients are unaware that it is possible to contest a will, despite the fact it is a legal document.

Private Client

Apr 2019

According to a recent article in The Times, which reported statistics from the Public Guardian, around 2,000 cases a week are linked to allegations of financial and physical abuse.

Private Client

Mar 2019

Thankfully, will writing is being given more air time than it used to, but, it still doesn’t stop nearly two thirds of us not having one.

Family Private Client

Mar 2019

This is a very common question, because, sadly, so many of us die without making a will for one reason or another.

Family Private Client

Feb 2019

An up-to-date will written by a solicitor is the best way to ensure your wishes will be respected. It allows you to provide for your family and friends and leave a gift to your chosen charities too. It is also a chance to think about updating your will if you have not done so in a while.

Family Private Client

Jan 2019

Monday 21 January has become known as Blue Monday. It has been saddled with lots of negative connotations, from long, dark, cold days to distant paydays and the festive season a distant memory. However, one of the major contributions to Blue Monday is debt as the Christmas credit card bills start to land on the doormat. But, addressing debt early doesn’t have to be scary – and it can help you avoid a whole host of problems later on.

Corporate Recovery & Restructuring Private Client

Jan 2019

You’d think the answer to this question would be easy and that anyone would choose family over any situation. However, it seems at times we forget how our assets, such as property and finances, can tear families apart.

Family Private Client

Nov 2018

If you hold any overseas shareholdings, you might just find a very costly sting in the tail on your estate – so inheritance planning is key.

Private Client

Nov 2018

We really do seem to have a reluctance to write a will in this country. According to recent research, around 60% of adults in the UK have not written a will. We may shrug it off as something we’ll “get around to” or “maybe someday” – but there is a very serious underlying issue. If you do not write a will, your estate is likely to be claimed by the Crown.

Private Client

Oct 2018

An extremely controversial, yet lucrative source of income for the Treasury, inheritance tax has been in the news again highlighting the contrast around the country.

Private Client

Oct 2018

As we count down the days until the Chancellor’s Autumn Budget here are a few things to expect – as well as a few of the need-to-knows.

Private Client

Oct 2018

As the frenzy builds as to what the Chancellor’s Autumn Budget may contain, all eyes are once again on the property market.

Private Client

Sep 2018

No one likes to think about getting old, or even what would happen to our family’s wellbeing and personal finances if we weren’t here. However, now is as good a time as any to be thinking about it, as yesterday, Sunday 9 September, marked Grandparents Day.

Private Client